Why would you need an appraisal from Bell Appraisal Services, LLC?

Thousands of people in Arizona buy, sell or refinance their home every year. A lot of these transactions have a simple line item for an appraisal. While there are a multiplying number of automated home valuation processes that may appear to be more cost-effective than an appraisal, almost all lenders still call for a local expert because the stakes are so high. But is obtaining a mortgage the only reason to acquire an appraisal? Are there additional instances when the services of a licensed, independent real estate professional might be beneficial? You bet.


	For real estate appraisals in Apache Junction and Pinal County, it's easiest when your order online from Bell Appraisal Services, LLC, just click here.

Appeal your tax assessment in Pinal County

It's possible you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are determined by a past assessment of your real estate, so if values have declined in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from Bell Appraisal Services, LLC is your best evidence. At Bell Appraisal Services, LLC,we can assist you in challenging your tax assessment.

How can you get rid of PMI to lower your mortgage payment?

Private Mortgage Insurance, or PMI, is an extra insurance policy that many lenders ask home owners to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the property. This additional payment is often lumped into the monthly mortgage payment and is quickly forgotten. PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, Bell Appraisal Services, LLC will produce a statement regarding the value of your home. The expense of the home valuation can generally be offset in little time because you'll no longer be paying the PMI.

An appraisal from Bell Appraisal Services, LLC will help you settle a divorce with less stress

A divorce is often complicated by the troublesome decision of who gets the home, and it can be a very traumatic ordeal for both parties. So both parties are entirely aware of the true market value of their home, it's a good idea to get an appraisal from Bell Appraisal Services, LLC, regardless of the circumstances.

The parties will have a better idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation with Bell Appraisal Services, LLCSettling an estate

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Most Americans do not have dedicated estate planners or executors to take care of these issues, unlike wealthier individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Let Bell Appraisal Services, LLC help you with relocating to or from Pinal County

We are familiar with the headaches associated with an employee relocation. We take great care in organizing an accommodating appointment time for the appraisal inspection. During our intensive process, we recommend relocating employees to provide feedback on the positive attributes of their property, along with information regarding any new sales or listings in their area that they want considered.

Don't sell out for too little or let your home stay on the market too long.

A professional appraisal will help you make a better educated decision regarding your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to perform the appraisal report and and aren't related to the sales price.

On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.